Home Financing Made Simple

Get pre-qualified in minutes.
Know exactly how much home you can afford.

Powered by Pathward National Bank

Mortgage Calculator

Estimate Your Monthly Mortgage Payment

Adjust mortgage amount, term, and rate to explore your estimated monthly payment before you apply.

Mortgage Amount$25,000
$5,000$250,000
Mortgage Rate9.49%
3.00%24.00%
Mortgage Term36 months

Estimated Monthly Mortgage Payment

$801

Total Repayment

$28,825

Total Interest

$3,825

Get Pre-Qualified with This Estimate

Estimates are for illustrative purposes only. Final terms are determined after application review.

Why Orbit

Why Homebuyers Choose Orbit

Built for speed, transparency, and modern mortgage experiences.

Fast Pre-Qualification

Get pre-qualified in minutes with a digital-first mortgage experience.

Transparent Mortgage Terms

Clear rates, fees, and payment schedules — no hidden surprises.

Secure Infrastructure

Bank-grade security, encryption, and verified identity checks.

Real-Time Tracking

Monitor your mortgage application at every stage from one dashboard.

Family sharing breakfast together at home

Application Journey

Simple Application Process

A clear, guided path from account creation to funding — with visibility at every step.

Sunlit residential building on a neighborhood street

Create Account

Register securely and set up your homebuyer profile in minutes.

Get Pre-Qualified

Complete your mortgage application with guided steps and document upload.

Verification Review

Our team verifies identity, income, and property details.

Approval Decision

Receive a clear mortgage decision with transparent terms.

Closing & Funding

Approved mortgage funds are disbursed through secure banking channels.

Platform Activity

Recent Platform Activity

A live view of mortgage activity across the Orbit platform — demonstrating operational momentum and review velocity.

Mortgage Pre-Qualified

2 hours ago

Refinance Application Funded

5 hours ago

Home Purchase Under Review

Yesterday

Mortgage Application Submitted

Yesterday

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Client Portal

Manage Everything In One Place

Track applications, repayments, documents, messages, and funding activity from a single dashboard.

Coastal home with a wraparound porch
Orbit Mortgage

Application Status

Under Review

68% complete · Docs verified

Account Balance

$12,450

Available after funding

Notifications

3 New

Approval update pending

Messages

Your mortgage officer replied regarding income verification.

Documents

2 of 3 required documents uploaded and verified.

Application Tracking

Live mortgage status timeline for every stage.

Wallet Management

Balances, disbursements, and reserves.

Messages

Direct communication with your mortgage team.

Notifications

Timely alerts on approvals and actions.

Payment Monitoring

Mortgage payment schedule visibility and history.

Document Uploads

Secure file submission and verification.

Security & Compliance

Trusted Financial Infrastructure

Enterprise-grade protection and banking partnerships designed to earn and maintain homebuyer confidence.

Coastal home with a wraparound porch

Powered by Pathward National Bank

Orbit Mortgage operates on enterprise-grade banking infrastructure powered by Pathward National Bank, combining modern digital mortgage experiences with institutional standards.

256-bit EncryptionSOC 2 AlignedKYC VerifiedFDIC Partner

Bank-Grade Security

Enterprise encryption and multi-layer access controls.

Secure Document Storage

Protected file handling with audit-ready compliance.

Identity Verification

Verified KYC workflows for every application.

Real-Time Account Monitoring

Continuous oversight of account and funding activity.

Encrypted Data Protection

256-bit encryption across data in transit and at rest.

Compliance Driven Operations

Regulatory-aligned mortgage and reporting standards.

Cozy living room at home with a pet

Homebuyer Stories

Homebuyer Success Stories

Real experiences from clients who chose Orbit for fixed-rate mortgages, refinances, and home equity solutions.

Funded $385,000
The process felt modern and straightforward. I always knew where my mortgage application stood and closed within days of approval.

Sarah M.

First-Time Homebuyer

Funded $420,000
Orbit made refinancing simple and transparent. The dashboard gave us confidence throughout the entire review cycle.

James T.

Refinance Client

Funded $285,000
Buying an investment property can be complex, but Orbit made every step clear. Professional, responsive, and genuinely trustworthy.

Priya K.

Investment Property Owner

Charming home with a red front door and green lawn

Ready To Move Forward?

Helping you achieve your homeownership goals. Get pre-qualified, track your mortgage application, and move forward with confidence.